Having a credit card debt can be frustrating especially if you are juggling between multiple credit card payments every month. With multiple credit card debts, it may be hard to make the minimum requirement needed on each card. It also becomes hard to decide which card to pay first between those with the highest amount…
When you have many debts, taking another loan may sound like an unwise idea. However, this may be your recipe out of the debt trap. This is where debt consolidation comes into play. It involves taking a new loan to pay off your old debts. The consolidated new debt usually comes with reduced interest rate….
A payday loan is a short-term, high-cost personal loan that can help you get through a tough financial situation. Also called a cash advance loan, this type of financing is designed to be repaid on the next pay day. Keep in mind that payday loans are unsecured loans, meaning you don’t need to put up…
Auto insurance is a necessary evil for most drivers. Nobody wants to spend their hard-earned money on something that they don’t need, but car insurance is one of those things that you can’t do without. Fortunately, there are ways to reduce the cost of your policy without sacrificing coverage. In this article, we will discuss…
It is good to understand how car insurance companies determine care insurance rates. There are several factors that determine your auto insurance. Generally, your level of risk plays big role in determining your car insurance rates. Insurance companies use different pricing factors but generally, the lower your perceived risk, the better your car insurance rates,…
With the current economic downturn casting wide uncertainty about the future, it’s no secret that banks are becoming more strict about who they approve for new credit cards with increased scrutiny like submitting additional employment verification or showing more documentation of your income. There are however various ways you can use boost your credit card…
Thinking of taking out a student loan? Well, this is going to have an impact on your credit score depending on how your repayment obligations. A student loan will have a positive impact on your credit score if you pay as agreed. The loan will leave a dent in your credit score if you delay…
Metaverse economy is the latest buzzword trending in the digital space. The idea of the metaverse was first conceived in 1992 through a sci-fi novel called Snow Crash. While it has been around for decades, metaverse has remained incomprehensible to much of the general public and only gained ground in recent days. Now this new…
Skype is a software that facilitates communications between individuals and businesses across the world. The app allows users to share free videos, one-to-one voice calls, instant messages, and files. Users can access the software on their mobile devices as well as desktop computers. Skype offers free Skype-to-Skype voice calls, video chats, and messaging. Skype-to-Skype communications…
The U.S economy is expected to sink into a recession in the next 12 months as the Federal Reserve ramps up efforts to bring down raging inflation and cost of living. This is according to the Wall Street Journal’s latest survey of economists. The report puts the probability of the U.S economy tipping into a recession…